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Finrock’s wallet infrastructure is built on Multi-Party Computation (MPC), a cryptographic approach that eliminates the concept of a single, unified private key. Instead of generating and storing one key that could be stolen or lost in a single event, Finrock mathematically splits key material into independent shares distributed across separate nodes — none of which can act alone to produce a valid signature.
The full private key never exists — not during wallet creation, not during transaction signing, and not at rest. There is no moment at which a complete key can be extracted or exposed.

What Are MPC Wallets?

A traditional wallet holds a private key in one place. If that location is compromised — whether through a software exploit, insider threat, or infrastructure failure — your funds are at risk. MPC wallets remove this single point of failure entirely. In an MPC wallet, the private key is mathematically split into cryptographic shares distributed across independent signing nodes. These nodes collaborate through a secure protocol to produce a valid blockchain signature without any single node ever holding the complete key. The computation is distributed, so an attacker would need to compromise multiple independent nodes simultaneously — a significantly harder target.

Cryptographic Foundation

Finrock MPC wallets are grounded in threshold cryptography. A private key is split into N shares, and any T of those shares (where T ≤ N) are sufficient to produce a valid signature. Shares below the threshold are mathematically useless on their own. Key generation uses Distributed Key Generation (DKG) protocols, meaning the shares are created independently across nodes from the start — the full key is never assembled even during the setup phase.

Supported Algorithms

Threshold Configurations

Finrock supports several standard configurations, as well as custom thresholds for enterprise deployments:

2-of-3 MPC

Any 2 of 3 nodes sign. One node can go offline without interrupting operations.

3-of-5 MPC

Any 3 of 5 nodes sign. Higher fault tolerance and stronger attack resistance.

Custom Enterprise

Configure custom T-of-N thresholds to match your security policy and operational requirements.

MPC Node Architecture

Each MPC wallet is backed by a set of independent signing nodes, each deployed in a separate infrastructure environment. Every node stores only its own cryptographic share — reconstructing the full key from a single node is computationally infeasible. A typical Finrock deployment uses three nodes:
1

Node A — Application Server

Runs inside a virtual machine on your cloud infrastructure (AWS or Azure). This node integrates with the Finrock platform and initiates signing requests on your behalf.
2

Node B — User-Controlled Mobile Node

Resides in the Finrock Mobile App, which you control directly. This gives you independent authority over the signing process and ensures Finrock alone cannot unilaterally move funds.
3

Node C — Backup / Disaster Recovery Node

A dedicated backup or disaster recovery node that ensures signing continuity if Node A or Node B is temporarily unavailable. This node is kept isolated from normal operations until needed.
Nodes communicate exclusively through secure, encrypted peer-to-peer (P2P) channels during signing operations. No plaintext key material is ever transmitted between nodes.

Transaction Signing Workflow

When you initiate a transaction, Finrock orchestrates a multi-round MPC signing protocol across the participating nodes:
1

Transaction Request

You submit a transaction request to the Finrock API. The platform constructs the unsigned transaction payload and distributes signing requests to the eligible nodes.
2

Threshold Approval

The required number of nodes (meeting the T-of-N threshold) each compute their partial signature using their local key share. No node sends its share to another — only partial signatures are exchanged.
3

Signature Aggregation

The partial signatures are cryptographically combined into a single, valid blockchain signature. The full private key is never reconstructed at any stage of this process.
4

Broadcast

The fully signed transaction is broadcast to the blockchain network. From the network’s perspective, it looks identical to a standard single-key signature.

Why MPC Matters for Your Business

No Single Point of Failure

An attacker must compromise multiple independent nodes across separate environments simultaneously — making key theft orders of magnitude harder than attacking a traditional wallet.

Institutional-Grade Security

MPC is the standard chosen by leading custodians and exchanges for securing billions in digital assets. Finrock brings the same architecture to your platform.

Operational Continuity

Threshold configurations tolerate node failures. If one node goes offline, the remaining nodes above the threshold can continue signing without interruption.

Auditable & Transparent

Every signing event is logged. Because key shares never move, audit trails map directly to infrastructure-level events rather than key custody transfers.