> ## Documentation Index
> Fetch the complete documentation index at: https://apidocs.finrock.io/llms.txt
> Use this file to discover all available pages before exploring further.

# Prepaid Fee Account: View Balance and Tier Settings

> View prepaid fee account balance and tier settings. Finrock deducts platform fees here, keeping your custody wallet balances fully untouched at all times.

Finrock operates as a non-custodial wallet provider, which means it never holds or accesses the funds in your custody wallets. Because of this model, platform fees — such as fees for processing withdrawals — are not deducted from your wallet balances. Instead, Finrock uses a dedicated prepaid fee account that you fund in advance. This endpoint lets you retrieve and manage your prepaid fee configuration programmatically, ensuring your account remains funded and platform services remain uninterrupted.

## How the Prepaid Fee System Works

Your prepaid fee account is separate from all custody wallet balances. Finrock automatically deducts applicable platform fees from this account based on your subscription tier as you use the platform. If the prepaid fee balance reaches zero, certain actions — particularly withdrawals — may be suspended until you top it up.

<Info>
  Your wallet assets are always safe regardless of your prepaid fee balance. A zero prepaid balance only affects platform service availability, not the security or custody of your funds.
</Info>

## Request

**Method:** `POST`\
**URL:** `https://api.finrock.io/dac/v1/prepaid-fee`

### Headers

<ParamField header="x-api-key" type="string" required>
  Your Finrock API key.
</ParamField>

<ParamField header="Authorization" type="string" required>
  Your JWT bearer token. Format: `Token {JWT}`
</ParamField>

<ParamField header="content-type" type="string" default="application/json">
  Must be `application/json`.
</ParamField>

## Example Request

```bash theme={null}
curl --request POST \
     --url https://api.finrock.io/dac/v1/prepaid-fee \
     --header 'accept: application/json' \
     --header 'content-type: application/json' \
     --header 'x-api-key: {{api_key}}' \
     --header 'Authorization: Token {JWT}' \
     --data '{}'
```

## Response

A `200` response returns the current prepaid fee account details, including balance and subscription tier configuration. A `400` response indicates a problem with the request.

<ResponseField name="200" type="object">
  Contains the prepaid fee account status, current balance, and fee structure for your subscription tier.
</ResponseField>

<ResponseField name="400" type="object">
  Returned when the request is malformed or authentication fails.
</ResponseField>

## Best Practices

<CardGroup cols={2}>
  <Card title="Monitor Regularly" icon="chart-line">
    Check your prepaid balance as part of your regular operational monitoring to avoid unexpected service interruptions.
  </Card>

  <Card title="Top Up Proactively" icon="circle-plus">
    Fund your prepaid account before it runs low rather than waiting for interruptions. Set an alert threshold based on your average daily transaction volume.
  </Card>
</CardGroup>